:root {
  --primary-teal: #006064;
  --secondary-teal: #004D51;
  --light-teal: #26A69A;
  --accent-gold: #D4AF37;
  --dark-gold: #B8941E;
  --cream-bg: #FAFAF8;
  --cream-secondary: #F5F3EF;
  --text-dark: #1E1E1E;
  --text-light: #ffffff;
  --gray-light: #F5F3EF;
  --gray-medium: #6B7280;
  --error-red: #dc3545;
  --success-green: #10B981;
  --border-color: #E5E7EB;
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.08);
  --shadow-md: 0 4px 16px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 8px 32px rgba(0, 0, 0, 0.12);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Inter', 'Roboto', 'Helvetica Neue', sans-serif;
  line-height: 1.7;
  color: var(--text-dark);
  background-color: var(--text-light);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Loading mechanism styles */
.dynamic-content {
    opacity: 0;
    transition: opacity 0.4s ease-in-out;
}
.dynamic-content.loaded {
    opacity: 1;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Georgia', 'Merriweather', serif;
  font-weight: 600;
  letter-spacing: -0.02em;
  line-height: 1.3;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.top-banner {
  background: linear-gradient(135deg, var(--primary-teal) 0%, var(--secondary-teal) 100%);
  color: var(--text-light);
  padding: 12px 0;
  font-size: 13px;
  border-bottom: none;
}

.banner-content {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}

.banner-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255, 255, 255, 0.95);
  text-decoration: none;
  transition: all 0.3s ease;
  padding: 4px 8px;
  border-radius: 4px;
}

.banner-item:hover {
  color: var(--text-light);
  background-color: rgba(255, 255, 255, 0.1);
}

.banner-item svg {
  color: var(--accent-gold);
}

.header {
  background-color: var(--text-light);
  box-shadow: var(--shadow-sm);
  position: sticky;
  top: 0;
  z-index: 1000;
  border-bottom: 1px solid var(--border-color);
  transition: box-shadow 0.3s ease;
}

.header:hover {
  box-shadow: var(--shadow-md);
}

.navbar {
  padding: 18px 0;
}

.nav-wrapper {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  text-decoration: none;
}

.logo-text {
  font-size: 26px;
  font-weight: 700;
  color: var(--primary-teal);
  letter-spacing: -0.03em;
  transition: color 0.3s ease;
}

.logo:hover .logo-text {
  color: var(--secondary-teal);
}

.nav-items {
  display: flex;
  align-items: center;
  gap: 30px;
}

.nav-menu {
  display: flex;
  list-style: none;
  gap: 30px;
  align-items: center;
}

.nav-menu a {
  color: var(--text-dark);
  text-decoration: none;
  font-weight: 500;
  transition: all 0.3s ease;
  position: relative;
  padding: 8px 0;
}

.nav-menu a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--primary-teal), var(--light-teal));
  transition: width 0.3s ease;
}

.nav-menu a:hover::after,
.nav-menu a.active::after {
  width: 100%;
}

.nav-menu a:hover,
.nav-menu a.active {
  color: var(--primary-teal);
}

.btn-nav-cta {
  background: linear-gradient(135deg, var(--primary-teal) 0%, var(--secondary-teal) 100%);
  color: var(--text-light);
  padding: 12px 28px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s ease;
  box-shadow: var(--shadow-sm);
}

.btn-nav-cta:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  background: linear-gradient(135deg, var(--secondary-teal) 0%, var(--primary-teal) 100%);
}

.mobile-menu-toggle {
  display: none;
  flex-direction: column;
  background: none;
  border: none;
  cursor: pointer;
  padding: 5px;
}

.mobile-menu-toggle span {
  width: 25px;
  height: 3px;
  background-color: var(--primary-teal);
  margin: 3px 0;
  transition: 0.3s;
}

.hero {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 650px;
}

.hero-left {
  background: linear-gradient(135deg, var(--primary-teal) 0%, var(--secondary-teal) 100%);
  color: var(--text-light);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 80px 60px;
  position: relative;
  overflow: hidden;
}

.hero-left::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
  border-radius: 50%;
}

.hero-text {
  max-width: 550px;
  position: relative;
  z-index: 1;
}

.hero-text h1 {
  font-size: 48px;
  line-height: 1.25;
  margin-bottom: 40px;
  font-weight: 600;
  letter-spacing: -0.02em;
}

.hero-right {
  background-color: var(--gray-light);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  position: relative;
}

.hero-right::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(0, 96, 100, 0.15) 0%, transparent 50%);
  z-index: 1;
}

.hero-right img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.hero-right:hover img {
  transform: scale(1.05);
}

.btn-primary {
  background-color: var(--accent-gold);
  color: var(--text-dark);
  padding: 16px 40px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  display: inline-block;
  transition: all 0.3s ease;
  border: none;
  font-size: 16px;
  box-shadow: 0 4px 16px rgba(212, 175, 55, 0.3);
  letter-spacing: 0.02em;
}

.btn-primary:hover {
  background-color: var(--dark-gold);
  transform: translateY(-3px);
  box-shadow: 0 6px 24px rgba(212, 175, 55, 0.4);
}

.services {
  padding: 100px 20px;
  background-color: var(--text-light);
}

.services h2 {
  text-align: center;
  font-size: 44px;
  margin-bottom: 24px;
  color: var(--text-dark);
}

.services h2::after {
  content: '';
  display: block;
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--primary-teal), var(--light-teal));
  margin: 24px auto 60px;
  border-radius: 2px;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 40px;
}

.service-card {
  background-color: var(--text-light);
  padding: 48px 40px;
  border-radius: 16px;
  box-shadow: var(--shadow-sm);
  text-align: center;
  transition: all 0.4s ease;
  border: 1px solid var(--border-color);
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary-teal), var(--light-teal));
  transform: scaleX(0);
  transition: transform 0.4s ease;
}

.service-card:hover::before {
  transform: scaleX(1);
}

.service-card:hover {
  transform: translateY(-12px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-teal);
}

.service-icon {
  color: var(--primary-teal);
  margin-bottom: 24px;
  background: linear-gradient(135deg, rgba(0, 96, 100, 0.1), rgba(38, 166, 154, 0.15));
  width: 80px;
  height: 80px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  transition: all 0.3s ease;
}

.service-card:hover .service-icon {
  transform: scale(1.1);
  background: linear-gradient(135deg, rgba(0, 96, 100, 0.15), rgba(38, 166, 154, 0.2));
}

.service-card h3 {
  font-size: 26px;
  margin-bottom: 16px;
  color: var(--text-dark);
  font-weight: 600;
}

.service-card p {
  margin-bottom: 28px;
  color: var(--gray-medium);
  line-height: 1.8;
  font-size: 15px;
}

.service-link {
  color: var(--primary-teal);
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s ease;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  position: relative;
}

.service-link::after {
  content: '→';
  transition: transform 0.3s ease;
}

.service-link:hover {
  color: var(--light-teal);
}

.service-link:hover::after {
  transform: translateX(4px);
}

.about {
  padding: 100px 20px;
  background-color: var(--cream-bg);
}

.about-content {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-image {
  position: relative;
}

.about-image::before {
  content: '';
  position: absolute;
  top: -20px;
  left: -20px;
  width: 200px;
  height: 200px;
  background: linear-gradient(135deg, var(--primary-teal), var(--light-teal));
  opacity: 0.1;
  border-radius: 50%;
  z-index: 0;
}

.about-image img {
  width: 100%;
  height: auto;
  border-radius: 16px;
  box-shadow: var(--shadow-lg);
  position: relative;
  z-index: 1;
  transition: transform 0.4s ease;
}

.about-image:hover img {
  transform: scale(1.02);
}

.about-text h2 {
  font-size: 40px;
  margin-bottom: 24px;
  color: var(--text-dark);
  position: relative;
  padding-bottom: 16px;
}

.about-text h2::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 60px;
  height: 4px;
  background: linear-gradient(90deg, var(--primary-teal), var(--light-teal));
  border-radius: 2px;
}

.about-text p {
  font-size: 16px;
  line-height: 1.9;
  color: var(--gray-medium);
}

.why-choose {
  padding: 100px 20px;
  background-color: var(--text-light);
}

.why-choose h2 {
  text-align: center;
  font-size: 44px;
  margin-bottom: 24px;
  color: var(--text-dark);
}

.why-choose h2::after {
  content: '';
  display: block;
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--primary-teal), var(--light-teal));
  margin: 24px auto 60px;
  border-radius: 2px;
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 40px;
}

.benefit-item {
  text-align: center;
  padding: 40px 32px;
  background-color: var(--cream-bg);
  border-radius: 16px;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
  border: 1px solid transparent;
}

.benefit-item:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-teal);
  background-color: var(--text-light);
}

.benefit-icon {
  color: var(--primary-teal);
  margin-bottom: 20px;
  background: linear-gradient(135deg, rgba(0, 96, 100, 0.1), rgba(38, 166, 154, 0.15));
  width: 72px;
  height: 72px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  transition: all 0.3s ease;
}

.benefit-item:hover .benefit-icon {
  transform: scale(1.1);
  background: linear-gradient(135deg, rgba(0, 96, 100, 0.15), rgba(38, 166, 154, 0.2));
}

.benefit-item h3 {
  font-size: 22px;
  margin-bottom: 12px;
  color: var(--text-dark);
  font-weight: 600;
}

.benefit-item p {
  color: var(--gray-medium);
  font-size: 15px;
  line-height: 1.7;
}

.cta-section {
  background: linear-gradient(135deg, var(--primary-teal) 0%, var(--secondary-teal) 100%);
  color: var(--text-light);
  padding: 100px 20px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
  border-radius: 50%;
}

.cta-content {
  position: relative;
  z-index: 1;
}

.cta-content h2 {
  font-size: 46px;
  margin-bottom: 24px;
  font-weight: 600;
}

.cta-content p {
  font-size: 19px;
  margin-bottom: 40px;
  max-width: 750px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.8;
  opacity: 0.95;
}

.btn-cta {
  background-color: var(--accent-gold);
  color: var(--text-dark);
  padding: 16px 48px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  display: inline-block;
  transition: all 0.3s ease;
  border: none;
  font-size: 16px;
  box-shadow: 0 4px 16px rgba(212, 175, 55, 0.3);
  letter-spacing: 0.02em;
}

.btn-cta:hover {
  background-color: var(--dark-gold);
  transform: translateY(-3px);
  box-shadow: 0 6px 24px rgba(212, 175, 55, 0.5);
}

.testimonials {
  padding: 100px 20px;
  background-color: var(--cream-bg);
}

.testimonials h2 {
  text-align: center;
  font-size: 44px;
  margin-bottom: 24px;
  color: var(--text-dark);
}

.testimonials h2::after {
  content: '';
  display: block;
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--primary-teal), var(--light-teal));
  margin: 24px auto 60px;
  border-radius: 2px;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 40px;
}

.testimonial-card {
  background-color: var(--text-light);
  padding: 48px 40px;
  border-radius: 16px;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s ease;
  border: 1px solid var(--border-color);
  position: relative;
}

.testimonial-card::before {
  content: '"';
  position: absolute;
  top: 24px;
  left: 32px;
  font-size: 80px;
  color: var(--primary-teal);
  opacity: 0.1;
  font-family: Georgia, serif;
  line-height: 1;
}

.testimonial-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-teal);
}

.testimonial-stars {
  color: var(--accent-gold);
  font-size: 22px;
  margin-bottom: 20px;
  letter-spacing: 2px;
}

.testimonial-card p {
  font-style: italic;
  color: var(--gray-medium);
  margin-bottom: 28px;
  line-height: 1.9;
  font-size: 16px;
  position: relative;
  z-index: 1;
}

.testimonial-author {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding-top: 20px;
  border-top: 2px solid var(--border-color);
}

.testimonial-author strong {
  color: var(--text-dark);
  font-size: 17px;
  font-weight: 600;
}

.testimonial-author span {
  color: var(--gray-medium);
  font-size: 14px;
}

.page-hero {
  background: linear-gradient(135deg, var(--primary-teal) 0%, var(--secondary-teal) 100%);
  color: var(--text-light);
  padding: 80px 20px;
  text-align: center;
}

.page-hero-content h1 {
  font-size: 48px;
  margin-bottom: 20px;
}

.page-hero-content p {
  font-size: 20px;
  max-width: 700px;
  margin: 0 auto;
}

.service-detail {
  padding: 80px 20px;
}

.detail-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.detail-image img {
  width: 100%;
  height: auto;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.1);
}

.detail-content h2 {
  font-size: 36px;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.detail-content p {
  font-size: 16px;
  line-height: 1.8;
  color: var(--gray-medium);
  margin-bottom: 15px;
}

.coverage-benefits {
  padding: 80px 20px;
  background-color: var(--cream-bg);
}

.coverage-benefits h2 {
  text-align: center;
  font-size: 42px;
  margin-bottom: 60px;
  color: var(--text-dark);
}

.benefits-list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 30px;
}

.benefit-box {
  background-color: var(--text-light);
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 3px 10px rgba(0, 0, 0, 0.1);
}

.benefit-box .benefit-icon {
  color: var(--primary-teal);
  margin-bottom: 15px;
}

.benefit-box h3 {
  font-size: 20px;
  margin-bottom: 10px;
  color: var(--text-dark);
}

.benefit-box p {
  color: var(--gray-medium);
  font-size: 14px;
}

.plan-types {
  padding: 80px 20px;
}

.plan-types h2 {
  text-align: center;
  font-size: 42px;
  margin-bottom: 60px;
  color: var(--text-dark);
}

.plans-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
}

.plan-card {
  background-color: var(--text-light);
  padding: 40px;
  border-radius: 10px;
  text-align: center;
  transition: transform 0.3s;
  box-shadow: 0 3px 10px rgba(0, 0, 0, 0.1);
}

.plan-card:hover {
  transform: translateY(-5px);
}

.plan-card h3 {
  font-size: 22px;
  margin-bottom: 15px;
  color: var(--primary-teal);
}

.plan-card p {
  color: var(--gray-medium);
  line-height: 1.6;
}

.process-section {
  padding: 80px 20px;
  background-color: var(--cream-bg);
}

.process-section h2 {
  text-align: center;
  font-size: 42px;
  margin-bottom: 60px;
  color: var(--text-dark);
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 40px;
}

.process-step {
  text-align: center;
  padding: 30px;
}

.step-number {
  width: 60px;
  height: 60px;
  background-color: var(--primary-teal);
  color: var(--text-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  font-weight: 700;
  margin: 0 auto 20px;
}

.process-step h3 {
  font-size: 20px;
  margin-bottom: 10px;
  color: var(--text-dark);
}

.process-step p {
  color: var(--gray-medium);
  font-size: 14px;
}

.image-text-section {
  padding: 80px 20px;
}

.image-text-content {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.image-text-img img {
  width: 100%;
  height: auto;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.1);
}

.image-text-text h2 {
  font-size: 36px;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.image-text-text p {
  font-size: 16px;
  line-height: 1.8;
  color: var(--gray-medium);
  margin-bottom: 15px;
}

.who-needs-section {
  padding: 80px 20px;
  background-color: var(--cream-bg);
}

.who-needs-section h2 {
  text-align: center;
  font-size: 42px;
  margin-bottom: 60px;
  color: var(--text-dark);
}

.who-needs-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
}

.who-needs-card {
  background-color: var(--text-light);
  padding: 30px;
  border-radius: 10px;
  text-align: center;
  box-shadow: 0 3px 10px rgba(0, 0, 0, 0.1);
}

.who-needs-card h3 {
  font-size: 20px;
  margin-bottom: 10px;
  color: var(--primary-teal);
}

.who-needs-card p {
  color: var(--gray-medium);
  font-size: 14px;
}

.faq-section {
  padding: 80px 20px;
}

.faq-section h2 {
  text-align: center;
  font-size: 42px;
  margin-bottom: 60px;
  color: var(--text-dark);
}

.faq-list {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.faq-item {
  background-color: var(--cream-bg);
  padding: 30px;
  border-radius: 10px;
}

.faq-item h3 {
  font-size: 20px;
  margin-bottom: 15px;
  color: var(--text-dark);
}

.faq-item p {
  color: var(--gray-medium);
  line-height: 1.8;
}

.contact-page {
  padding: 80px 20px;
}

.contact-header {
  text-align: center;
  margin-bottom: 60px;
}

.contact-header h1 {
  font-size: 48px;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.contact-header p {
  font-size: 18px;
  color: var(--gray-medium);
  max-width: 700px;
  margin: 0 auto;
}

.contact-content {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 60px;
  max-width: 1200px;
  margin: 0 auto;
}

.contact-form-wrapper {
  background-color: var(--cream-bg);
  padding: 40px;
  border-radius: 10px;
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 25px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group label {
  font-weight: 600;
  color: var(--text-dark);
  font-size: 14px;
}

.required {
  color: var(--error-red);
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px;
  border: 2px solid #e0e0e0;
  border-radius: 5px;
  font-size: 16px;
  font-family: inherit;
  transition: border-color 0.3s;
  width: 100%;
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary-teal);
}

.form-group input.error,
.form-group select.error,
.form-group textarea.error {
  border-color: var(--error-red);
}

.error-message {
  color: var(--error-red);
  font-size: 13px;
  display: none;
}

.error-message.visible {
  display: block;
}

.checkbox-group {
  margin-top: 10px;
}

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  cursor: pointer;
}

.checkbox-label input[type="checkbox"] {
  margin-top: 4px;
  width: 18px;
  height: 18px;
  cursor: pointer;
}

.checkbox-text {
  font-size: 14px;
  color: var(--gray-medium);
  line-height: 1.6;
}

.checkbox-text a {
  color: var(--primary-teal);
  text-decoration: underline;
}

.btn-submit {
  background-color: var(--primary-teal);
  color: var(--text-light);
  padding: 15px 40px;
  border: none;
  border-radius: 5px;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: background-color 0.3s;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
}

.btn-submit .btn-spinner {
  display: none;
  width: 18px;
  height: 18px;
  border: 2px solid rgba(255, 255, 255, 0.3);
  border-radius: 50%;
  border-top-color: var(--text-light);
  animation: spin 0.8s linear infinite;
}

.btn-submit.loading {
  pointer-events: none;
  opacity: 0.9;
}

.btn-submit.loading .btn-text {
  display: none;
}

.btn-submit.loading .btn-spinner {
  display: block;
}

.btn-submit:hover {
  background-color: var(--secondary-teal);
}

.btn-submit.loading:hover {
  background-color: var(--primary-teal);
}

.success-message {
  background-color: var(--success-green);
  color: var(--text-light);
  padding: 15px;
  border-radius: 5px;
  text-align: center;
  font-weight: 600;
}

.contact-info-section {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.contact-info-card {
  background-color: var(--cream-bg);
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 3px 10px rgba(0, 0, 0, 0.05);
}

.contact-info-card h3 {
  font-size: 22px;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.info-item {
  display: flex;
  gap: 15px;
  margin-bottom: 20px;
}

.info-item svg {
  color: var(--primary-teal);
  flex-shrink: 0;
}

.info-item div {
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.info-item strong {
  color: var(--text-dark);
  font-size: 14px;
}

.info-item a,
.info-item p {
  color: var(--gray-medium);
  text-decoration: none;
  font-size: 14px;
}

.info-item a:hover {
  color: var(--primary-teal);
}

.hours-list {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.hours-item {
  display: flex;
  justify-content: space-between;
  padding: 10px 0;
  border-bottom: 1px solid #d0d0d0;
}

.hours-item span:first-child {
  font-weight: 600;
  color: var(--text-dark);
}

.hours-item span:last-child {
  color: var(--gray-medium);
}

.policy-content {
  padding: 80px 20px;
}

.policy-wrapper {
  max-width: 900px;
  margin: 0 auto;
}

.policy-wrapper h1 {
  font-size: 42px;
  margin-bottom: 30px;
  color: var(--text-dark);
}

.policy-wrapper h2 {
  font-size: 28px;
  margin-top: 40px;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.policy-wrapper h3 {
  font-size: 20px;
  margin-top: 30px;
  margin-bottom: 15px;
  color: var(--text-dark);
}

.policy-wrapper p {
  line-height: 1.8;
  color: var(--gray-medium);
  margin-bottom: 15px;
}

.policy-wrapper a {
  color: var(--primary-teal);
  text-decoration: underline;
}

.footer {
  background: linear-gradient(135deg, var(--primary-teal) 0%, var(--secondary-teal) 100%);
  color: var(--text-light);
  padding: 80px 20px 24px;
}

.footer-content {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 40px;
  margin-bottom: 40px;
}

.footer-info h3 {
  font-size: 26px;
  margin-bottom: 16px;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.footer-info p {
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.8;
  font-size: 15px;
}

.footer-links-section h4,
.footer-contact h4 {
  font-size: 19px;
  margin-bottom: 20px;
  font-weight: 600;
  color: var(--text-light);
}

.footer-links-section ul {
  list-style: none;
}

.footer-links-section li {
  margin-bottom: 12px;
}

.footer-links-section a {
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  transition: all 0.3s ease;
  display: inline-block;
  font-size: 15px;
}

.footer-links-section a:hover {
  color: var(--text-light);
  transform: translateX(4px);
}

.footer-contact p {
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 10px;
  font-size: 15px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-top: 32px;
  margin-top: 60px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-bottom p {
  color: rgba(255, 255, 255, 0.7);
  font-size: 14px;
}

.footer-legal {
  display: flex;
  gap: 24px;
}

.footer-legal a {
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  transition: all 0.3s ease;
  font-size: 14px;
}

.footer-legal a:hover {
  color: var(--text-light);
}

.stats-section {
  padding: 100px 20px;
  background: linear-gradient(135deg, var(--primary-teal) 0%, var(--secondary-teal) 100%);
  color: var(--text-light);
  position: relative;
  overflow: hidden;
}

.stats-section::before {
  content: '';
  position: absolute;
  top: -50%;
  left: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.08) 0%, transparent 70%);
  border-radius: 50%;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 60px;
  position: relative;
  z-index: 1;
}

.stat-item {
  text-align: center;
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.6s ease;
}

.stat-item.animate {
  opacity: 1;
  transform: translateY(0);
}

.stat-number {
  font-size: 56px;
  font-weight: 700;
  color: var(--accent-gold);
  margin-bottom: 12px;
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  line-height: 1;
}

.stat-label {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.9);
  font-weight: 500;
  letter-spacing: 0.5px;
}

.process-section {
  padding: 100px 20px;
  background-color: var(--text-light);
}

.process-section h2 {
  text-align: center;
  font-size: 44px;
  margin-bottom: 24px;
  color: var(--text-dark);
}

.process-section h2::after {
  content: '';
  display: block;
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--primary-teal), var(--light-teal));
  margin: 24px auto 60px;
  border-radius: 2px;
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 40px;
  position: relative;
}

.process-step {
  text-align: center;
  padding: 40px 24px;
  background-color: var(--cream-bg);
  border-radius: 16px;
  position: relative;
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.6s ease;
  border: 2px solid transparent;
}

.process-step.animate {
  opacity: 1;
  transform: translateY(0);
}

.process-step:hover {
  border-color: var(--primary-teal);
  background-color: var(--text-light);
  box-shadow: var(--shadow-md);
  transform: translateY(-8px);
}

.step-number {
  position: absolute;
  top: -20px;
  left: 50%;
  transform: translateX(-50%);
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--primary-teal), var(--light-teal));
  color: var(--text-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  font-weight: 700;
  box-shadow: 0 4px 12px rgba(0, 96, 100, 0.3);
}

.step-icon {
  color: var(--primary-teal);
  margin: 32px auto 20px;
  background: linear-gradient(135deg, rgba(0, 96, 100, 0.1), rgba(38, 166, 154, 0.15));
  width: 80px;
  height: 80px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  transition: all 0.3s ease;
}

.process-step:hover .step-icon {
  transform: scale(1.1);
  background: linear-gradient(135deg, rgba(0, 96, 100, 0.15), rgba(38, 166, 154, 0.2));
}

.process-step h3 {
  font-size: 22px;
  margin-bottom: 12px;
  color: var(--text-dark);
  font-weight: 600;
}

.process-step p {
  color: var(--gray-medium);
  font-size: 15px;
  line-height: 1.7;
}

.newsletter-section {
  padding: 80px 20px;
  background: linear-gradient(135deg, var(--cream-bg) 0%, var(--cream-secondary) 100%);
  border-top: 1px solid var(--border-color);
}

.newsletter-content {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 60px;
  align-items: center;
}

.newsletter-text h2 {
  font-size: 38px;
  margin-bottom: 16px;
  color: var(--text-dark);
  font-weight: 600;
}

.newsletter-text p {
  color: var(--gray-medium);
  font-size: 16px;
  line-height: 1.8;
}

.newsletter-form {
  display: flex;
  gap: 12px;
  background-color: var(--text-light);
  padding: 8px;
  border-radius: 12px;
  box-shadow: var(--shadow-md);
}

.newsletter-form input {
  flex: 1;
  padding: 14px 20px;
  border: 2px solid transparent;
  border-radius: 8px;
  font-size: 15px;
  font-family: inherit;
  transition: all 0.3s ease;
  background-color: var(--cream-bg);
}

.newsletter-form input:focus {
  outline: none;
  border-color: var(--primary-teal);
  background-color: var(--text-light);
}

.btn-newsletter {
  padding: 14px 32px;
  background: linear-gradient(135deg, var(--primary-teal), var(--secondary-teal));
  color: var(--text-light);
  border: none;
  border-radius: 8px;
  font-weight: 600;
  font-size: 15px;
  cursor: pointer;
  transition: all 0.3s ease;
  white-space: nowrap;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-width: 130px;
}

.btn-newsletter .btn-spinner {
  display: none;
  width: 18px;
  height: 18px;
  border: 2px solid rgba(255, 255, 255, 0.3);
  border-radius: 50%;
  border-top-color: var(--text-light);
  animation: spin 0.8s linear infinite;
}

.btn-newsletter.loading {
  pointer-events: none;
  opacity: 0.9;
}

.btn-newsletter.loading .btn-text {
  display: none;
}

.btn-newsletter.loading .btn-spinner {
  display: block;
}

.btn-newsletter:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 96, 100, 0.3);
}

.btn-newsletter.loading:hover {
  transform: none;
}

.toast {
  position: fixed;
  bottom: -100px;
  left: 50%;
  transform: translateX(-50%);
  background: linear-gradient(135deg, var(--primary-teal), var(--secondary-teal));
  color: var(--text-light);
  padding: 16px 24px;
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
  z-index: 10000;
  transition: bottom 0.4s ease;
  max-width: 90%;
}

.toast.show {
  bottom: 30px;
}

.toast-content {
  display: flex;
  align-items: center;
  gap: 12px;
}

.toast-icon {
  flex-shrink: 0;
}

.toast-message {
  font-size: 15px;
  font-weight: 500;
}

.footer-contact-item {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
  color: rgba(255, 255, 255, 0.8);
}

.footer-contact-item svg {
  color: var(--accent-gold);
  flex-shrink: 0;
}

.footer-contact-item a,
.footer-contact-item p {
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  transition: color 0.3s ease;
  font-size: 15px;
  margin: 0;
}

.footer-contact-item a:hover {
  color: var(--text-light);
}

[data-animate] {
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.6s ease;
}

[data-animate].animate {
  opacity: 1;
  transform: translateY(0);
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 768px) {
  .mobile-menu-toggle {
    display: flex;
  }

  .nav-items {
    position: fixed;
    top: 120px;
    left: 0;
    right: 0;
    background-color: var(--text-light);
    flex-direction: column;
    padding: 30px 20px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    transform: translateY(-100%);
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s;
    gap: 0;
    max-height: calc(100vh - 120px);
    overflow-y: auto;
    z-index: 999;
  }

  .nav-items.active {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
  }

  .nav-menu {
    flex-direction: column;
    width: 100%;
    gap: 0;
  }

  .nav-menu li {
    width: 100%;
    border-bottom: 1px solid #e0e0e0;
  }

  .nav-menu a {
    display: block;
    padding: 15px 0;
  }

  .btn-nav-cta {
    width: 100%;
    text-align: center;
    margin-top: 15px;
  }

  .banner-content {
    gap: 15px;
    font-size: 12px;
  }

  .banner-item {
    font-size: 12px;
  }

  .hero {
    grid-template-columns: 1fr;
    min-height: auto;
  }

  .hero-left {
    padding: 60px 30px;
  }

  .hero-text h1 {
    font-size: 36px;
  }

  .hero-right {
    min-height: 400px;
  }

  .about-content,
  .detail-grid,
  .image-text-content {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .services h2,
  .why-choose h2,
  .coverage-benefits h2,
  .plan-types h2,
  .process-section h2,
  .faq-section h2,
  .testimonials h2,
  .who-needs-section h2 {
    font-size: 32px;
  }

  .page-hero-content h1,
  .contact-header h1,
  .cta-content h2 {
    font-size: 32px;
  }

  .contact-content {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .footer-content {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
}

@media (max-width: 480px) {
  .hero {
    min-height: auto;
  }

  .hero-left {
    padding: 40px 20px;
  }

  .hero-text h1 {
    font-size: 28px;
    margin-bottom: 30px;
  }

  .hero-right {
    min-height: 300px;
  }

  .services h2,
  .why-choose h2 {
    font-size: 28px;
  }

  .services-grid,
  .benefits-grid,
  .benefits-list,
  .plans-grid,
  .process-steps,
  .who-needs-grid {
    grid-template-columns: 1fr;
  }

  .contact-form-wrapper {
    padding: 25px;
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
  }

  .stat-number {
    font-size: 42px;
  }

  .process-steps {
    grid-template-columns: 1fr;
  }

  .newsletter-content {
    grid-template-columns: 1fr;
    gap: 40px;
    text-align: center;
  }

  .newsletter-form {
    flex-direction: column;
  }

  .btn-newsletter {
    width: 100%;
  }
}

@media (max-width: 480px) {
  .stats-grid {
    grid-template-columns: 1fr;
  }

  .newsletter-text h2 {
    font-size: 28px;
  }
}

@keyframes spin {
  to {
    transform: rotate(360deg);
  }
}